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The move follows the Reserve Bank of India directive that all banks shouldfor floating rate loans to retail, personal and micro, small and medium enterprises.
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all floating rate retail and MSME loans will be linked to the policy repo rate and any changes in rate by the central bank would be passed on to the customers, it said. Festival-bound demands for home.
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auto loans and personal loans are already expensive due to rise in MCLR rates since March 2018. To borrowers disappointment, chances are that they will be disappointed as RBI is in no position to.