Risk scores. One cause of high delinquencies in the past was lenders’ overreliance on the borrower’s risk score. Some lenders looked at nothing else. But as the economic crisis took over, it became apparent that many borrowers could not afford the debt they had taken on. If lenders had looked at the borrower’s income and expenses, their.
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Some McLay words of advice around high-risk lenders: Be cautious dealing with mortgage brokers, and all lenders, especially higher risk lenders, regarding the potential costs related to personal loans. Ask a lot of questions about interest rates, fees, required insurance premiums, any others costs or fees, the length of time the loan will take.
High Risk Auto Loans – Liberty Auto Loan – But, there is a point at which many lenders will simply not touch an auto loan application with a ten foot pole. While many lenders will do business with bad credit customers, they won’t go out of their way to finance high risk auto loans. For a lender what constitutes a high risk auto loan is the credit reputation of the borrower. This goes.
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